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Financial Questions
For those without a background in construction the amount of information you have to process during the construction process can be confusing at time. We have taken the time to answer some common construction question for you.

If you do not find the answer to your question here, please feel free to contact us.

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  • What should I look for when determining if the house is right for me?

    All Silver Crest Homes can be customized to fit your needs and your dreams. We will help you to design a home that is uniquely yours.

  • After I choose the house plan I want, what is the next step?

    Now is the time you start to make the important decisions regarding your personal choices for exterior and interior colors, cabinets, floor coverings, plumbing fixtures, tiles etc. What you choose now, will reflect your personality, your life style, and will ultimately help to create the home of your dreams!

  • How long does it take to build a house?

    Depending on the options you choose and taking into account other variables, such as the availability of materials, trades, scheduling, weather conditions, etc., the average house will take approximately 12 months to build (starting from the date we begin actual construction). However, if you choose a lot in a recently opened sub-division where the roads and other services are still being installed, it could take up to a year, depending on what stage of development that sub-division is currently in.

    If you need a new home as soon as possible, you might want to consider one of our "Early Bird Homes"! These are "select" houses that are in various stages of construction and will enable you to move into a new home quickly. A Silver Crest Homes sales representative will be happy to show you the houses we have currently available in the area you wish. Simply let our sales representative know what you require, such as the size and design of the house, when you need to move in and the price-range you are interested in.

    Once you have chosen the "Early Bird Home" that best suits your needs and your moving date requirements, our sales representative can better judge as to the approximate date of completion on your new home.

    If you decided to start from scratch because you would rather pick out your own lot and pick out your house plans, we will of course, give you the approximate date of completion, after construction has been started. However, this tentative date will be reviewed at the framing stage and again at the drywall stage. If the date of possession has to change for any reason, you will be informed immediately!

  • During the course of construction, can I visit my home?

    Absolutely! When you purchase a Silver Crest Home, you are considered a part of our family! We follow our own distinctive, old-fashioned values with our traditional home building policies and we encourage an open door policy through out the whole process. There is a total of four prearranged visits, arranged by a sales representative. For your safety, hard hats must be worn at all times, our on-site safety rules and regulations must be followed and children are NOT allowed on any site.

  • What does it mean to pay a home-site premium?

    The Purchaser pays this extra cost for a special home building-site that is either in a more desirable location, or is perhaps a larger than normal lot in the sub-division of your choice.

  • Exactly what is "elevation"?

    "Elevation" is the exterior view of the front, rear, left & right sides of the house. It also shows the position of the house in relation to the grade of the land.

  • How does the selection process work for choosing my colors or any up-grades I may want in my new home?

    Our sales representative will advise you as to when you should start making the decisions for your colors and material selections once the plans have been signed off by you. There is a window of opportunity of approximate 2-3 months prior to the day you move in to make these important and personal choices. If you wish, a design center consultant will be available to help assist you in making these exciting decisions.

  • If my cabinets, floor coverings or counter-tops have not been installed yet, why can't I change my mind and select something else?

    Once you have made your selections, we order the cabinets in order to ensure that the manufacturers will have your cabinets assembled and ready for installation by a certain date. We order all your floor coverings to ensure that the product is in town and ready for installation at a certain date and the same applies to your countertops. These are all products that are customized specifically for you. This part of the construction process must be very carefully controlled in order that your selections are ready and correctly installed prior to the day you move into your new home. There is a very limited window of opportunity to make any changes and often, changes may mean additional costs to you and/or a delay in finishing your home for you.

  • What is "framing"?

    Framing is a very important component of building a good house. The framing must be done in a manner that supports the house and protects against the elements. There are now a variety of framing materials and systems available in today's building industry. Exterior walls are constructed with 2 x 6 KD lumber allowing for higher insulation value to provide against heat loss during the winter, and maintain coolness in the summer. Good framing protects the house and gives structural integrity to the building.

  • What type of wood is used to frame a house?

    The woods used to frame houses are known as "soft-woods". Silver Crest Homes uses Spruce, Pine and Douglas Fir.

  • What is seasoned lumber?

    To reduce the moisture content in the lumber it is allowed to sit and air dry. There is also kiln-dried lumber, which is lumber placed in huge ovens to bring the moisture content to the required level. This process is called "seasoning".

  • What is OSB?

    "Orient Strand Board" is made of wood fibers that are adhered to each other with resins and glues. These fibers are placed in successive layers and arranged at right angles to each other. OSB as a building material is comparable to plywood for strength.

  • What dimensions are the other walls?

    Typically our outer walls dimensions are 2 x 6 Kiln Dried Spruce studs with an insulation factor of R-28.

  • What are joists or engineered joist systems (also called silent floor joist systems)?

    Joists are the framing members that carry the weight of the floor, and actually, the entire house. These are typically 2 x 10 "Silent Floor Joists" and are designed for a specific load but must also be strong enough to prevent any undue bending or vibration. Using this method will provide a larger span, leaving rooms with a more open look with less exposed posts having to be used.

  • What is cross-bridging?

    Cross-bridging is composed of smaller pieces of wood nailed in an X pattern. This is done to hold the joists in a vertical position and to transfer the load from one joist to the next.

  • How is the framing of the roof done?

    Roof trusses are engineered, keeping in mind, the span of the walls, the height of the ceiling and the snow load factor.

  • What type of insulation does Silver Crest Homes use?

    The two types we use are flexible and blown-in insulation. Flexible insulation comes in a batt or blanket. These two types are used to insulate the outer walls, between studs and vaulted ceilings and is held in place by friction and covered by sheets of poly. Our homes have an insulation factor of R-28 on the outside walls. Loose fill insulation is blown in / batt insulation and is used to build up a desired thickness on a level surface. The material mostly used is fiber-glass and this provides an R-40 insulation factor in the attic and ceiling.

  • How do you determine the amount of insulation that needs to be put in a house?

    Because insulation keeps our cold winter air out, comfort, coupled with health concerns and energy economy are the three major considerations in determining the amount to be spent for thermal insulation. The rising cost of fuel has caused the building code requirements to demand more insulation per house and our colder local climate and future fuel increases will determine any further adjustments that may be required in the future.

  • Where do you place your insulation?

    Insulation is placed in the outer walls and in the ceilings (but not between floors) - where heat loss is at its maximum. All outer walls in the basement, rooms above garages and crawl spaces also require insulation.

  • How deep do you dig for the foundation walls?

    Foundation walls require trenches and excavations and must be done to the proper levels. The depth varies from house to house but must always be below the frost level. The foundation requires a footing and is surrounded by weeping tiles. Back-filling is the replacement of the soil outside the foundation walls after the walls have been completed. To complete the walls they must be stripped and water-proofed. Silver Crest Homes also damp-proofs the basement walls both inside and outside by using asphalt spray, which forms a vaporous barrier protecting against any moisture from penetrating the walls.

  • What is ventilation in the attic and why is it so important?

    This unheated area must be ventilated to prevent any problems with snow melt or water run off from the roof, causing an ice dam to build up. Proper and adequate insulation in the attic is also most important.

  • What is the most popular roofing material being used by Silver Crest Homes?

    We have found that asphalt shingles are an excellent roofing material and will protect your home from all the elements; they are extremely durable and with the newer patterns and colors are very pleasing to the eye. We use asphalt shingles that are manufactured with a strip applied for self-adhesive capabilities. Heat from the sun softens the adhesive strip and bonds each shingle tab securely to the shingle below. The strips are nailed in at the same time.

  • How do you get electricity?

    Electricity enters the house through the wires buried underground. The electrical system is actually one of the simplest systems to understand. First, electricity must travel in circles. It has to start somewhere, does its work at some other point, then needs to return home again. This circular path is called a circuit. Volts are a measurement of electrical pressure and we always maintain a constant voltage of 120 or 240 volts. Amperes is best described as a measurement of electricity flowing past a certain point. The amount of electricity a wire can handle is called amperage and circuit breakers protect the wires from an excessive amount of amperage flow. (Appliances or equipment will show the amounts of amps they can handle) Watts is a measurement of the actual power being used. Your electric bill is based on the watts being used which are determined by your meter.

  • What types of lights are there?

    The two types normally used are incandescent and fluorescent. Incandescent bulbs produce a soft yellowish light that highlights warm colors and the light is direct. Incandescent bulbs are not as energy efficient as fluorescent tubes or bulbs and although fluorescent lights usually cost more initially, they will also last at least 4 or 5 times longer and in the long -run are far more economical.

  • What type of telephone wiring do you provide?

    Silver Crest Homes offers their home buyers wiring technology that should keep up with the increasing demands for home entertainment, office and computer networking.

  • Why do we have condensation on our windows?

    Water vapors are always present in the air and when the vapors penetrate wood, concrete or other building materials, mixes with the colder and dryer air outside, moisture forms. When warm air is cooled it becomes condensation. Damage to wood, siding, paint and other materials is caused when condensation forms between the walls during the cold winter months. Silver Crest Homes always advises our home owners to use the ventilation switch which throws out the moisture laden air and brings in fresh cold air by way of the furnace. Condensation on your windows is showing you that there is too much indoor humidity (usually caused by cooking or bathing) to prevent this, put the exhaust fans on and only use your humidifier when necessary.

  • What are building codes?

    These are regulations established by the provincial and local governments describing the minimum structural requirements of all buildings. i.e. foundations, electrical, plumbing, heating, framing, etc.